Jon Griffith

How Do I Know If I Qualify for a Short Sale?

by Jon Griffith Short Sales
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There really are only a few qualifiers that place you in the Short Sale category.  The most obvious would be that your home is worth less than you owe on the note. The real question you want to ask yourself is:  “Is there a reason we need to sell our house?” Whether or not you [...]

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What is the Red Tape?

by Jon Griffith Short Sales
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There are no doubt an abundance of obstacles. Most of the problems we face through the process of short selling your home are directly related to two problems, 1) bank employees following policies and procedures, and 2) work load. In order to manage any large number of low-wage employees, which is what we’re dealing with, [...]

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Certifications Mean Nothing

by Jon Griffith Blah Blah Economy
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True, I once thought certifications made a difference.  What an accredited organization claimed they could provide you, which was basically human approval and recognition that you can pass a series of tests, once appealed to me and was even believed to be needed in order to succeed. I suppose they could make a difference to someone who [...]

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Sixty One Cents

by Jon Griffith Giveaways

Barren. A small neighborhood subdivision that was never completed is where you’ll find rental opportunities that are priced in the sixty one cents per square foot range. There are only two massive homes in this area which overlooks North Scottsdale and Cave Creek from atop a mountain preserve just above the North 101 Loop near [...]

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When the Short Sale Offer is Too Low

by Jon Griffith Short Sales

Upon receiving an offer from a seller, the seller’s lender sends someone out to provide a price opinion of the property’s value.  This number is stacked against the current offer, and if it falls within a certain range, the bank will approve the file. In our current Phoenix market, we’re expecting another round of defaults [...]

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This Is Going to Hurt

by Jon Griffith Blah Blah Economy

The economic crisis as we have experienced it thus far has been rather devastating.  I have close friends who are out of work, who have been forced to sell their homes for less than they owe, and who have lost everything they have.  I’m thankful that I’m able to be there to help them through [...]

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Nationstar Mortgage: We Won’t Help You Until you Stop Paying Us

by Jon Griffith Short Sales

What? Yep.  That’s the conversation I just had with a customer service representative at Nationstar Mortgage.  “The investor will reject all attempts for a short sale if the seller is not delinquent on their mortgage payments.” As of Wednesday, August 25th – A quick follow up note on this: The loan servicing company is hired [...]

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Echo Coffee, Finally Someone Did It Right

by Jon Griffith Coffee Shops
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I’m not sure what makes Starbucks so appealing to so many people, aside from the rinse/repeat consistency across the entire franchise. It’s more like a candy store than a coffee shop. When I picture a coffee shop, I can’t help but revert to memories of the old Brookshires, Bob’s Big Boy, Cocos, and Denny’s atmospheres. [...]

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