tectonic-plates

Defaulting on Your Home Equity Line of Credit (HELOC)

On April 16, 2011 By

If you’re not aware of what a Home Equity Line of Credit is, here’s a simple explanation.

If you purchase a home for $100,000 and the value increases to $150,000.00 you can borrow money against the value of your home. There are basically two ways to do this.

Cash Out Refinance:

That’s when you refinance [...]

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Planning Prevents

On November 8, 2010 By

Following a good model of financial planning will make the difference between future success, and future failure.  While there is no guarantee of success, however you may define it, there is certainly a guarantee of failure if you don’t take the time to plan according to your end goal.  Of course, if you have no [...]

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There Is No Secret To Getting Rich

On August 13, 2009 By

Think about it. There are thousands of millionaires. Some of them fell into it; some of them worked hard to earn it. Those who worked hard, probably still have it. The most powerful wealth building tool that you have is your income.

When you fill a bathtub, you plug the drain. If you don’t, all [...]

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Are You Really Ready to Buy a House?

On August 2, 2009 By

For most, buying a home is the largest purchase they’ll ever make, and it will most likely become the largest portion of their monthly budget as well.  There are many programs that have been put into place to make it easier for you to buy a home, but the question you must ask yourself is [...]

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